Short Term Business Loans

Our Funder is one of Europe’s largest revenue-based lenders.

What do we offer?

We offer flexible funding between £25,000 – £10,000,000. The funding amount is guided by a business’ monthly revenue.

Repayment types

We offer two alternative repayment methods to cater for different customer needs:

• Revenue share — best for early-stage and/or seasonal businesses. To repay the capital advance, the company repays between 1 – 20% of topline revenue on a daily basis via direct debit until the balance is settled
• Fixed repayments — best for larger customers and B2B businesses, paid either daily or weekly via direct debit

Repayment terms

We offer repayment terms between 3 months and 12 months, depending on affordability.

How can a business use the funds?

Accessing funding

Once a facility is activated, funds are credited to a customer’s lender account, from which the company can utilise capital in one of three ways:

1. The Lenders virtual card can be used for digital marketing spend
2. Invoices: customers can upload unpaid invoices to our platform, and we’ll fund their business expenses such as inventory, logistics, and agency fees. Domestic invoices will be paid directly to the supplier. For international invoices, funds will be transferred to their business bank account so they can use their preferred FX provider
3. Funds transferred to customer’s business bank account (subject to approval from our underwriting team, and an additional 1% fee)

Additional funding?

The lender aims to build lasting relationships with clients and continue supporting their businesses with follow-on funding.

The facility can be reviewed for additional funding once a customer has repaid 33% of the facility. Customers will have access to a dedicated account manager, who can help guide them through the top-up process.

What are our requirements?

1. Applying businesses need to be a registered company, with at least 12 months of trading history
2. Businesses need to be generating a minimum average monthly revenue of 25,000 GBP (or equivalent: GBP 25k/AUD 48k/EUR 30k/USD 32k) monthly revenues
3. They support businesses in the UK, Spain, Australia, USA, Germany, Netherlands, and Ireland
4. Apart from in exceptional circumstances, they cannot support business operating in the following industries: Adult Entertainment, Construction, Financial Services, Forestry, Gambling, Pharmacology

Here is why we are the right Choice for you: 

1. Speed: Receive funding with approval within 48 hours
2. Flexible: Providing ongoing financial flexibility with multiply top ups
3.  Transparent Pricing: No interest rates, unsecured funding with just one fixed fee for simplicity

What are our requirements:  

1. Registered company: With a minimum 6-months trading and incorporated for 12-months
2. Minimum Revenue: Generate a minimum average monthly revenue of £25,000
3. Fee Range: On average our fees range from 1-1.5% per month for the repayment term
4. Global Support: We have funded clients in Australia, Spain, USA, Netherlands, Ireland and the UK.
5. Industries we support: A big range including, technology, e-commerce, business to business, wholesalers and many more.  

Eligible Purposes: 

1. Marketing
2. Stock
3. Revenue driving assets
4. Cash in Bank
5. Payroll 
6. Debt Financing